Established in 1982

The main shareholders are BOT Lease Co., Ltd, a Japanese Leasing Company as one of the member of MUFG and AJB Bumiputera 1912, a major Indonesian life insurance company.

Member of Indonesia Leasing Association

Register and Supervised by the Indonesia Financial Service Authority

Company History

PT. BUMIPUTERA-BOT FINANCE ("BBF") is a joint venture company established in 1982 based on Ministry of Finance Decree No. 463/KMK.013/1992 dated on May 13, 1992 which have Establishment Deed No. 111 dated 10 September 1982 by Notary Kartini Muljadi SH, Minister of Justice (MoJ) Approval No. C2-26 HT.01.01.TH.83 dated 4 January 1983. BBF is a member of the Indonesian Financial Services Association registered and supervised by the Financial Services Authority ("OJK").

The main shareholders are BOT Lease Co., Ltd, a Japanese Leasing Company as one of the members of MUFG and AJB Bumiputera 1912; a major Indonesian life insurance company. In business for over 30 years, BBF is one of the oldest Japanese leasing companies in the region. Until January 2022, BBF has 127 employees and has 2 (two) Branch Offices in Bandung and Surabaya.

In November 2015, BBF extend its business purpose and activities into investment financing, working capital financing, multipurpose financing and other financing business activities based on the approval of the Financial Services Authority. This is in accordance with OJK Regulation Number 29/POJK.05/2014 which been amended by OJK Regulation Number 35/POJK.05/2018 regarding Business Conduct of Finance Company. Currently, the Company's business activities focus on finance lease, sale and leaseback, and installment financing which categorized under investment financing.

Since 2013, company changes its direction from retail into corporate financing. The facility type also changes from multi purposes financing with instalment to be mainly providing investment financing with finance lease and sales and lease back. The financing unit was mostly heavy equipment, machinery, and commercial vehicles.


To be most trusted finance company in Indonesia


PT. BUMIPUTERA - BOT FINANCE demonstrate its expertise and mobility on a worldwide scale, and maximize its corporate value by providing high-quality financial services. We act responsibly in the best interest of customers and society by valuing integrity and responsibility.


Management Team

The Current Board of Director Compositions Are As Follows :

President Director

Mr. Yoshihiro Nagano


Ms. Sri Asih


Ms. Naoko Osawa


Ms. Diana

The Current Board of Commissionner Compositions Are As Follow :

President Commissioner

Mr. Auditomo Mawarto Pusporetno*

Vice President

Mr. Shingo Ninomaru


Mr. Abimanyu S. M. Soeharto


Mr. Junsuke Koike

Independent Commissioner

Mr. Kalpin Sinaga

Organizational Structure

Implementation of Good Corporate Governance

The implementation of the GCG by the Company itself is aimed to:

Optimize the value of the Company

Optimize the value of the Company to encourage the sustainability of the Company through a management which is based on the principles of transparency, accountability, responsibility, independency and reasonableness and equity.

Encourage the organs of the Company

Encourage the organs of the Company and their subordinates to base its decision and actions on high ethical value and on compliance with the prevailing rules and regulations and awareness to the Company’s social responsibility to the Stakeholders and to the sustainability of environment.

Encourage the utilization

Encourage the utilization of the functions and the independence of each of the organs of the Company;

Encourage a more professional

Encourage a more professional, effective, and efficient management of the organs of the company.

Improve the Company’s soundness

Improve the Company’s soundness, reliability, competitiveness and to encourage the development and the management of the Company’s resources in accordance with the principles of prudence, accountability, and responsibility.


Increase the Company’s contribution in the national economy.

The Principles of Good Corporate Governance

The Company shall ensure that the principles of GCG shall be applied in every aspect of business and every organs of the Company including their subordinates.
The five basic principles of GCG which shall be implemented in the Company comprise of:


The Company shall provide a transparency in decision making process and a transparency in disclosing and providing relevant information regarding the Company, which is easily accessible for the Stakeholders in accordance with the prevailing laws and regulations in the field of financing and the standards, principles and practices of healthy financing business implementation.


The Company shall implement procedures to clarify the function and the implementation of the responsibility of the organs of the Company so that the Company’s performance shall be transparent, fair, effective and efficient.


The Company shall ensure the compatibility of the Company’s management with the laws and regulations in the field of financing and ethical values as well as the standards,principles and practices of healthy financing business implementation.


The Company shall be managed independently and professionally and free from Conflict of Interest and influence and pressure from any parties which not in accordance with the laws and regulations in the field of financing and ethical values as well as the standards, principles and practices of healthy financing business implementation.


The Company shall observe the principles of equality, balance and fairness in fulfilling the rights of the Stakeholders which arise based on agreement, laws and regulations and ethical values as well as the standards, principles and practices of healthy financing business implementation.

The above principles will be reflected in all policies of the Company which are implemented by the organs of the Company including its employees for the benefit of the Company itself and the benefit of other Stakeholders.

BBF has a mechanism for customer complaints and dispute settlement. It is the implementation of Financial Services Authority regulation (POJK No.1/POJK.07/2013) regarding Consumer Protection in Financial Institution Sector. By having this mechanism, customers can submit their complaint to company.

Flow of Handling and Settling Customer Complaints

Complaint Handling Publication Report

Period: January – December 2022
PT. Bumiputera-BOT Finance

Business Activities

Leased Asset Type

PT. BUMIPUTERA-BOT FINANCE supports various leased asset types for business such as:

(Passenger & Commercial Car such as Truck & Bus)
Heavy Equipment
Industry Machinery
Medical Equipment
Other Equipment

Financing Asset Portfolio (2019-2022)

Advantage of Leasing

Effective use of Investment Capitals

By choosing to lease over investing in an asset by purchasing, it releases capital for the business to fund its other capital needs.

Multi-Currency Scheme

Available in 3 types of currency (IDR, USD, JPY) depending on revenue currency.

Sale & Lease back

Current or used asset can be sold and lease backed to get fresh cash inflow.

Tax-deductible Benefit

Leasing payments are booked as expenses. With leasing scheme, shorter-terms of asset depreciation is applied.

Required Documents

Copy of :

  • Deed of Establishment and its amendments including the approval from Ministry of Law and Human Rights (Kemenkumham)
  • Business license (SIUP), Single Business Number (NIB), Tax Number (NPWP) and Certificate of Domicile (for certain areas)
  • ID Card of Board of Directors and Board of Commissioners
  • Financial Statement for the last 3 years
  • Bank Statement for the last 3 months
  • List of Customers and suppliers

Interest Rate Published

  • “This information is subject to change without prior notice due to currency fluctuation, and/or unforeseen economic circumstance”

Jakarta (Head Office)

Wisma Bumiputera, 11-12th Floor,
Jl. Jenderal Sudirman Kav. 75, Jakarta Selatan 12910, Indonesia.

Phone: (021) 5706762, 5224522
Fax: (021) 5255610, 5706773
Contact Jakarta (Head Office) by email: mkt@botfinance.co.id

Budy Sie (Car Finance) - Ext. 1180
Hana Susanti (Machinery) - Ext. 1157
Dedy Suryadi (Heavy Equipment) - Ext. 1164

Branch Offices

Bandung Branch Office

Responsible Person: Eko Pristhyantho as Branch Manager
Menara BRI 11th Floor – Suite 1101, Jl. Asia Afrika No. 57-59, Bandung 40111, Indonesia.
Phone: (022) 4205355
Fax: (022) 4201966
Contact Bandung Office by email: mktbdg@botfinance.co.id

Surabaya Branch Office

Responsible Person: Antonius Juniarto as Branch Manager
Plaza BRI 9th Floor Suite 909, Jl. Jenderal Basuki Rachmat No. 122, Surabaya 60271, Indonesia.
Phone: (031) 5477000
Fax: (031) 5466147
Contact Surabaya Office by email: mktsby@botfinance.co.id


Overseas Network

Affiliates BOT Lease Co., Ltd